3020 Chalkstone Avenue

Elgin, IL
$ 525,000 Beds 4 Baths 2.5 Sq 3,960
Monthly Estimate* How much can I afford?

Welcome to this spacious 4-bedroom, 2.5-bath cedar two-story home in the desirable Providence neighborhood of Elgin. Set on a beautifully landscaped lot, the home features a 2.5-car attached garage, private backyard patio, and a convenient location just steps from neighborhood parks and trails, with easy access to the hospital, Elgin Community College, and the interstate. Inside, modern neutral decor, laminate flooring, and an open floorplan create a bright and inviting atmosphere. The main level offers a comfortable living room, formal dining room, and welcoming family room with a stone fireplace and direct access to the backyard. The eat-in kitchen features a closet pantry and tile backsplash, while a first-floor home office, powder room, and laundry room add everyday convenience. Upstairs, you'll find four generously sized bedrooms, including a spacious primary suite with a walk-in closet and private bath with double-bowl vanity, plus a versatile loft area ideal for a second office, playroom, or additional living space. A partial basement with crawl space provides extra storage and flexibility. Recent updates include a newer roof, water heater, and exterior paint. A low HOA fee includes access to the neighborhood clubhouse, and the home is served by Central School District.

Active

  • Price
  • $ 525,000
  • City
  • Elgin
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • KANE
  • Half Bathrooms
  • 1
  • Area
  • Elgin
  • Lot Size
  • 0.2 Acres
  • Zip
  • 60124
  • Sqr Footage
  • 3,960
  • Year Built
  • 2005
  • Taxes
  • $ 11758
  • Style
  • MLS#
  • 12729170
Listed By: One Source Realty
Data Source: Midwest Real Estate Data (MRED)

Features

General

Living Area 3960
Sewer Public Sewer
Heating Natural Gas,Forced Air
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Disposal
HOA Fee 425
Garage Spaces 2.5
Association Fee Includes Clubhouse
Construction Materials Cedar
Year Built 2005
Township Elgin
Tax Year 2025
Ownership Fee Simple w/ HO Assn.
Community Features Clubhouse,Park,Lake,Curbs,Sidewalks,Street Lights,Street Paved
Assoc Fee Paid Per Annually
County Kane
New Construction No
Property Type Residential
Subdivision Name Providence
Total Rooms 10
Full Baths 2
Status Active
Directions Route 20 to Longcommon S to Gansett to Chalkstone N
High School Central High School
City Elgin
High School District 301
MLS Area Elgin
Elementary School Country Trails Elementary School
Tax Annual Amount 11758
Middle/Junior High School Prairie Knolls Middle School
Additional Parcels Y/N No
Standard Status Active
Middle/Junior School District 301
Elementary School District 301
Property Type Detached Single

Interior Features

Interior Amenities Walk-In Closet(s)
Basement Crawl Space,Partial
Total Fireplaces 1
Half Baths 1
Laundry Features Main Level
Total Bedrooms 4
Room Type Office,Loft
LivingAreaSource Estimated
Total Baths 3
Bedrooms Possible 4
Bathroom Double Sink

Exterior Features

Model Bristol
Parking Features Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
Lot Features Landscaped
Water Source Public
Total Parking 2.5
Lot Dimensions 71x125
Lot Size Acres 0.2
Waterfront Y/N No
Other Equipment CO Detectors,Sump Pump

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Elmwood Park, IL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Country Trails Elementary School
Middle School Prairie Knolls Middle School
High School Central High School

Price History

8/10/2026 Listed $559,900
8/17/2026 2% - $549,900
8/27/2026 5% - $525,000

Property vs Zip Code Average in 60124

Price
AVG $650K
$530K
Taxes
AVG $12,129
$11,758
Year Built
AVG 2018
2005
Visits
AVG 76
75
Data Provided by Inside Real Estate®

Areas That We Cover

3020 Chalkstone Avenue Elgin, IL is a Single Family Home for sale at $525000 with 3960 sqft and a lot size of 0.2 Acres Acre(s). 3020 Chalkstone Avenue Elgin has 4 bedrooms, 2 baths and was built in 2005. The property's zip code is 60124 which is in Elgin, IL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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