1203 Silver Oak Circle

Normal, IL
$ 699,900 Beds 6 Baths 3.5 Sq 4,648
Monthly Estimate* How much can I afford?

Welcome to this stunning custom built lakefront home in the highly sought after Silver Oak Estates, where timeless design meets exceptional craftsmanship. This spacious 6 bedroom, 3.5 bath home with a 3 car garage offers the perfect blend of luxury, comfort, and functionality. The thoughtfully designed main level features a desirable first floor primary suite, a second main level bedroom, and convenient first floor laundry. At the heart of the home is a beautifully appointed kitchen featuring custom Homecrest cabinetry, granite countertops, and an island that's ideal for entertaining family and friends. Upstairs, you'll find 3 additional spacious bedrooms connected by a convenient Jack and Jill bathroom, along with a loft that overlooks the living room, creating an open and inviting feel. The finished basement is an entertainer's dream, complete with a wet bar, cozy gas fireplace, pool table, built-in wall aquarium that will remain with the home, and a storm shelter for added peace of mind. Enjoy your own private backyard oasis. Beautiful landscaping surrounds a spacious Holland stone paver patio with illuminated corner pillars, creating the perfect setting for morning coffee while watching the sunrise over the lake or hosting unforgettable gatherings. This exceptional waterfront property offers luxury living in one of the area's most desirable neighborhoods. Don't miss the opportunity to make this remarkable home your own.

Price Change

  • Price
  • $ 699,900
  • City
  • Normal
  • Bedrooms
  • 6
  • Full Bathrooms
  • 3
  • County
  • MCLEAN
  • Half Bathrooms
  • 1
  • Area
  • Normal
  • Lot Size
  • 0.31 Acres
  • Zip
  • 61761
  • Sqr Footage
  • 4,648
  • Year Built
  • 2008
  • Taxes
  • $ 17418
  • Style
  • Contemporary
  • MLS#
  • 12718118
Listed By: RE/MAX Rising
Data Source: Midwest Real Estate Data (MRED)

Features

General

Living Area 4648
Sewer Public Sewer
Heating Natural Gas
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Range,Microwave,Dishwasher,Refrigerator,Stainless Steel Appliance(s),Gas Cooktop
HOA Fee 400
Garage Spaces 3
Association Fee Includes None
Architectural Style Contemporary
Construction Materials Vinyl Siding,Brick,Stone
Year Built 2008
Township Dry Grove
Tax Year 2025
Ownership Fee Simple w/ HO Assn.
Community Features Sidewalks,Street Lights
Assoc Fee Paid Per Annually
County McLean
New Construction No
Property Type Residential
Subdivision Name Silver Oak Estates
Total Rooms 11
Full Baths 3
Status Price Change
Directions Airport road north to Raab Rd. Right on Rabb Rd turn right on Silver Oak Circle. First house on the left
High School Normal Community High School
City Normal
High School District 5
MLS Area Normal
Elementary School Grove Elementary
Tax Annual Amount 17418.54
Middle/Junior High School Chiddix Jr High
Standard Status Active
Middle/Junior School District 5
Elementary School District 5
Property Type Detached Single

Interior Features

Interior Amenities Cathedral Ceiling(s),Wet Bar,1st Floor Bedroom,1st Floor Full Bath,Walk-In Closet(s),Open Floorplan,Granite Counters,Separate Dining Room
Basement Partially Finished,Rec/Family Area,Sleeping Area,Partial
Flooring Hardwood
Total Fireplaces 2
Fireplace Features Gas Log
Half Baths 1
Laundry Features Main Level,Gas Dryer Hookup,Electric Dryer Hookup,Sink
Total Bedrooms 5
Below Grade Finished Area 1426
Room Type Loft,Bedroom 5,Bedroom 6,Other Room
LivingAreaSource Assessor
Total Baths 4
Bedrooms Possible 6

Exterior Features

Parking Features Concrete,Garage Door Opener,Yes,Garage Owned,Attached,Garage
Lot Features Landscaped
Water Source Public
Total Parking 3
Foundation Details Concrete Perimeter
Lot Dimensions 95x140
Lot Size Acres 0.31
Waterfront Y/N Yes
Other Equipment Central Vacuum,Ceiling Fan(s),Sump Pump,Sprinkler-Lawn,Multiple Water Heaters,Water Heater-Gas

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Elmwood Park, IL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Grove Elementary
Middle School Chiddix Jr High
High School Normal Community High School

Price History

7/31/2026 Listed $729,000
8/19/2026 3% - $709,000
9/8/2026 2% - $699,900

Property vs Zip Code Average in 61761

Price
AVG $340K
$700K
Taxes
AVG $5,345
$17,418
Year Built
AVG 1982
2008
Visits
AVG 69
381
Data Provided by Inside Real Estate®

Areas That We Cover

1203 Silver Oak Circle Normal, IL is a Single Family Home for sale at $699900 with 4648 sqft and a lot size of 0.31 Acres Acre(s). 1203 Silver Oak Circle Normal has 6 bedrooms, 3 baths and was built in 2008. The property's zip code is 61761 which is in Normal, IL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Mark Carini

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