38 N Holly Avenue

Fox Lake, IL
$ 1,050,000 Beds 5 Baths 4.5 Sq 4,719 Virtual Tour
Monthly Estimate* How much can I afford?

EXTENSIVELY UPDATED & DESIGNED FOR FLEXIBLE LAKE LIVING, this 4,700+ sqft Chain O'Lakes property offers a rare opportunity to own a TRUE LAKE HOME with a private boat slip, shared 1/7 ownership of the waterfront HOA lot across the street, & an exceptional collection of amenities. Designed for flexible living, the home features 5 bedrooms, 4.5 baths, including a main level ensuite & a finished basement with 2 bedrooms, full bath, full kitchen, laundry hookup, & private entrance ideal for multigenerational living or extended guests. The expansive main level kitchen is centered around an oversized island with abundant cabinetry, while multiple living areas, a vaulted dining room, heated 3-season room, & lake views create spaces for everyday living & entertaining. The second-floor primary suite offers two cedar walk-in closets, a freestanding soaking tub, separate shower, double vanity, fireplace, & panoramic views of Mineola Bay. Since 2024, the current owners have completed extensive mechanical & capital improvements, including a new second-floor HVAC system, new garage doors, & numerous additional updates. The home is also available with a nearly new 2024 Crest DLX240 tritoon, electric boat lift, golf cart, Weber grill, Brunswick pool table & table tennis table, water toys, outdoor fire pit dining set, & additional personal property available separately, allowing buyers to customize the purchase to their needs.

Active

  • Price
  • $ 1,050,000
  • City
  • Fox Lake
  • Bedrooms
  • 5
  • Full Bathrooms
  • 4
  • County
  • LAKE
  • Half Bathrooms
  • 1
  • Area
  • Fox Lake
  • Lot Size
  • 0.411 Acres
  • Zip
  • 60020
  • Sqr Footage
  • 4,719
  • Year Built
  • 1988
  • Taxes
  • $ 21896
  • Style
  • Victorian
  • MLS#
  • 12712635
Listed By: Better Homes and Garden Real Estate Star Homes
Data Source: Midwest Real Estate Data (MRED)

Features

General

Living Area 4719
Sewer Public Sewer
Heating Natural Gas,Forced Air,Sep Heating Systems - 2+
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Stainless Steel Appliance(s),Wine Refrigerator,Water Softener Owned,Humidifier
HOA Fee 100
Garage Spaces 3
Association Fee Includes Insurance,Lake Rights
Architectural Style Victorian
Construction Materials Cedar
Year Built 1988
Township Grant
Tax Year 2025
Ownership Fee Simple w/ HO Assn.
Community Features Park,Lake,Dock,Water Rights,Street Paved
Assoc Fee Paid Per Monthly
County Lake
New Construction No
Property Type Residential
Subdivision Name Bonnieview Estates
Other Structures Boat Dock
Total Rooms 13
Full Baths 4
Status Active
Directions IL RT 59 to E Grand Ave WEST to N Holly Ave to home
High School Grant Community High School
City Fox Lake
High School District 124
MLS Area Fox Lake
Elementary School Lotus School
Tax Annual Amount 21896.18
Middle/Junior High School Stanton School
Virtual Tour https://www.zillow.com/view-imx/2c28f66d-75c5-4fd7-b98e-288066b49111?wl=true&setAttribution=mls&initialViewType=pano
Standard Status Active
Middle/Junior School District 114
Elementary School District 114
Property Type Detached Single

Interior Features

Interior Amenities Vaulted Ceiling(s),Dry Bar,1st Floor Bedroom,In-Law Floorplan,1st Floor Full Bath,Walk-In Closet(s),Beamed Ceilings,Open Floorplan,Separate Dining Room,Paneling,Quartz Counters
Basement Finished,Exterior Entry,Rec/Family Area,Sleeping Area,Walk-Up Access,Full
Flooring Hardwood
Total Fireplaces 3
Fireplace Features Wood Burning,Gas Starter
Half Baths 1
Laundry Features Main Level,In Unit
Total Bedrooms 3
Room Type Bedroom 5,Den,Recreation Room,Kitchen,Enclosed Porch Heated
LivingAreaSource Assessor
Total Baths 5
Bedrooms Possible 5
Bathroom Separate Shower,Double Sink,Soaking Tub

Exterior Features

Exterior Amenities Boat Slip,Outdoor Grill,Fire Pit
Parking Features Asphalt,Circular Driveway,Garage Door Opener,Heated Garage,Yes,Garage Owned,Detached,Garage
Lot Features Cul-De-Sac,Water Rights,Mature Trees,Garden,Views
Water Source Public
Total Parking 3
Lot Dimensions 17916
Lot Size Acres 0.411
Waterfront Y/N Yes
Other Equipment Water-Softener Owned,CO Detectors,Ceiling Fan(s),Sump Pump,Water Heater-Gas

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Elmwood Park, IL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Lotus School Elementary School
Middle School Stanton School Middle School
High School Grant Community High School

Price History

7/27/2026 Listed $1,249,000
8/27/2026 16% - $1,050,000

Property vs Zip Code Average in 60020

Price
AVG $440K
$1.05M
Taxes
AVG $8,252
$21,896
Year Built
AVG 1975
1988
Visits
AVG 74
21
Data Provided by Inside Real Estate®

Areas That We Cover

38 N Holly Avenue Fox Lake, IL is a Single Family Home for sale at $1050000 with 4719 sqft and a lot size of 0.411 Acres Acre(s). 38 N Holly Avenue Fox Lake has 5 bedrooms, 4 baths and was built in 1988. The property's zip code is 60020 which is in Fox Lake, IL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Your Agent
David Maebane

David Maebane

708-452-7653

Find your home's value