St. Charles, IL
$ 995,000 Beds 6 Baths 7 Sq 9,546 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to this stunning home on 1.4 acres in Heritage Oaks. The grand 2-story foyer offers your first glimpse of the spaciousness of this home, making it a snap to entertain a crowd. The beautiful family room and gourmet kitchen will be a natural gathering place with a cozy fireplace and access to the large trex deck, stainless steel high-end appliances, large island, ample counter space, butler's pantry, walk-in-pantry and large eating area surrounded by windows overlooking the beautiful yard. A dining room, home office and mudroom with built-ins complete the main level. Escape to the master ensuite featuring a sitting area, large walk-in closet with custom built-ins, private laundry area and large master bath. Upstairs you will find 5 additional bedrooms, each with its own private bath, 2nd laundry room, closets galore and staircase leading to the unfinished attic. The finished walk-out basement steps out to the patio and is a dream with a fire place, game room, recreation room, sitting room, full bath, potential wine cellar and massive amounts of storage space. Bring your imagination to the HUGE unfinished 1300 square foot bonus room with 15-foot ceilings...basketball court, massive theatre room, expansive home gym, etc. $100,000 in recent upgrades include many new windows, 3 HVAC systems, tankless pressurized well and Lutron RA2 Smart Home System for energy efficiency. This exquisite St. Charles home is a MUST-SEE!

Single Family

  • Price
  • $ 995,000
  • Lot Size
  • 1.4 Acres
  • Bedrooms
  • 6
  • Sqr Footage
  • 9,546
  • Full Bathrooms
  • 7
  • Year Built
  • 2004
  • Half Bathrooms
  • 0
  • City, Zip
  • St. Charles
  • Taxes
  • 22611
  • County
  • KANE
  • Style
  • Contemporary
  • Area
  • Campton Hills - St. Charles
  • MLS#
  • 10956179
  • Zip
  • 60175
Listing Provided by: Coldwell Banker Real Estate Group - Geneva
Data Source: Midwest Real Estate Data LLC



Appliances Double Oven, Microwave, Dishwasher, High End Refrigerator, Bar Fridge, Freezer, Washer, Dryer, Disposal, Trash Compactor, Stainless Steel Appliance(s), Wine Refrigerator, Water Softener Owned
Architectural Style Contemporary
Association Fee Includes Other
Community Features Curbs, Street Lights, Street Paved
Cooling Central Air, Zoned
Electric Circuit Breakers, 400 Amp Service or Greater
Elementary School Ferson Creek Elementary School
Elementary School District 303
Exterior Features Deck, Patio
Garage Spaces 4
HOA Fee 200
HOA Fee Frequency Annually
Heating Natural Gas, Forced Air, 2+ Sep Heating Systems, Zoned
High School St Charles North High School
High School District 303
Interior Features Vaulted/Cathedral Ceilings, Hardwood Floors, 1st Floor Bedroom, 2nd Floor Laundry, 1st Floor Full Bath, Built-in Features, Walk-In Closet(s), Bookcases, 10' Ceiling, 9' Ceilings, Open Floorplan
Middle/Junior High School Haines Middle School
Middle/Junior School District 303
New Construction No
Other Structures None
Ownership Fee Simple w/ HO Assn.
Property Type Detached Single
Property Type Residential
Sewer Septic-Private
Standard Status Active
Subdivision Name Heritage Oaks
Tax Annual Amount 22611.3
Total Rooms 15
Township St. Charles

Interior Features

Basement Full, Walkout
Basement Partially Finished, Exterior Access
Bathrooom Whirlpool, Separate Shower, Double Sink, European Shower, Full Body Spray Shower, Double Shower
Bedroomspossible 6
Fireplace Features Double Sided, Wood Burning, Gas Starter
Full Baths 7
Kitchen Eating Area-Breakfast Bar, Eating Area-Table Space, Island, Pantry-Butler, Pantry-Walk-in, Granite Counters, Updated Kitchen
Laundry Features Gas Dryer Hookup, Multiple Locations, Sink
Room Type Bonus Room, Bedroom 5, Bedroom 6, Breakfast Room, Foyer, Game Room, Office, Pantry, Recreation Room, Sitting Room
Total Baths 7
Total Bedrooms 6
Total Fireplaces 2

Exterior Features

Exterior Stucco, Stone
Foundation Details Concrete Perimeter
Garage Onsite Yes
Garage Ownership Owned
Garage Type Attached
Lot Dimensions 259X236X260X243
Lot Features Landscaped, Wooded, Mature Trees
Lot Size Acres 1.4
Waterfront Y/N No

Room Details

Addtl Room 3 Name 25X16 2nd Level Carpet
Addtl Room 4 Name 28X14 2nd Level Vinyl
Addtl Room 8 Name 23X49 Walkout Basement Other
Addtl Room 1 Name 16X16 Main Level Hardwood
Dining Room 19X14 Main Level Hardwood
Family Room 22X21 Main Level Carpet
Addtl Room 5 Name 30X13 Main Level Ceramic Tile
Addtl Room 7 Name 20X15 Walkout Basement Carpet
Living Room Not Applicable
Master Bedroom 22X20 2nd Level Carpet
Addtl Room 2 Name 16X15 Main Level Hardwood
Addtl Room 10 Name 8X9 Main Level Ceramic Tile
Addtl Room 6 Name 19X20 Walkout Basement Carpet
Addtl Room 9 Name 21X16 Walkout Basement Carpet


  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Master On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator


Per Month

Based on the average sale price from the Elmwood Park, IL office

  • Monthly Principal & interest $1,740
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 3.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.


Elementary School Ferson Creek Elementary School
Middle School Haines Middle School
High School St Charles North High School

Price History

12/18/2020 Listed $995,000

Property vs Zip Code Average in 60175

AVG $1,000K
AVG $17,550
AVG 175
Year Built
AVG 1997


Areas That We Cover

38W220 HERITAGE OAKS Drive St. Charles, IL is a Single Family Home for sale at $995000 with 9546 sqft and a lot size of 1.4 Acres Acre(s). 38W220 HERITAGE OAKS Drive St. Charles has 6 bedrooms, 7 baths and was built in 2004. The property's zip code is 60175 which is in St. Charles, IL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 3.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.